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Earned Income Tax Credit (EITC)

The Earned Income Tax Credit (EITC) sometimes called the Earned Income Credit (EIC), is a refundable federal income tax credit for low-income working individuals and families. Congress originally approved the tax credit legislation in 1975 in part to offset the burden of social security taxes and to provide an incentive to work. When the EITC exceeds the amount of taxes owed, it results in a tax refund to those who claim and qualify for the credit.

Learn more about the EITC requirements and how to receive free tax preparation

Regional Earned Income Tax Credit Collaborative

The Regional EITC Collaborative led by United Way of Greater Cincinnati, is a coalition of business, nonprofit and government partners with one purpose — to help eligible wage earners in Southwestern Ohio, Northern Kentucky, and Southeastern Indiana receive quality tax preparation and wealth-building opportunities to strengthen their own financial stability. Regional partners in delivering free tax preparation include VITA, AARP, Benefit Bank and United Way.

The Collaborative promotes free and fair tax preparation services for middle and low-income wage earners. Many filers are subject to filing fees and refund anticipation loans sold to them by private, for-profit businesses. Eligible wage earners can avoid these fees and loans by using the Collaborative’s Free Tax Prep & E-filing Sites and services throughout Southwestern Ohio and Northern Kentucky, and Southeastern Indiana. The sites and services are free, quick and an efficient alternative to paid preparers.

The Collaborative also encourages financial independence and savings for middle and low-income households. Wealth-building is an important step toward home ownership, saving for education or retirement, and day-to-day living.

2012-13 Tax Season Results

Thousands of people are one step closer to financial stability, thanks to the free EITC (Earned Income Tax Credit) tax preparation services sponsored by United Way and nearly and nearly two dozen partners in Hamilton, Clermont and Butler counties in Ohio, Dearborn County in Indiana, and Boone, Campbell, Kenton, and Grant counties in Northern Kentucky. In all, 18,207 families and individuals took advantage of the free opportunity, receiving refunds totaling $21.3 million. Volunteers from around the region helped hardworking families determine whether they qualified for Earned Income Tax Credit (EITC), a federal tool that returns more money to taxpayers.